See ahead.
Choose your course.

Your income isn’t always predictable. Your next move can be.
Explore your financial future, test a decision, and find a clearer way forward.

Your next six months

Illustrative forecast

Starting balance
€8,000
Balance in September
€7,200
An example of the months aheadEstimated balances: April 8,000 euros, May 9,200, June 7,000, July 5,000, August 6,200, September 7,200. July is the quietest month.€12k€8k€4k€0€8,000€9,200€7,000€5,000€6,200€7,200A quieter JulyAprMayJunJulAugSep
Example numbers, not an actual customer forecast.

Made for independent minds.
And independent incomes.

Spot the
quiet months.

Bring income, everyday costs, and planned expenses into one forward view.

Give your next move
a test run.

Compare a what-if plan with your starting plan before you commit.

Put your goals
in the picture.

See how your forecast lines up with the money you want to set aside.

A small change.
A different horizon.

What could one more monthly client change? Try this simplified example.

Your what-if playground

€400
With extra incomeStarting plan
Compare the example plansThe starting plan ends at 7,200 euros. With 400 euros extra each month for six months, the what-if plan ends at 9,600 euros.€16k€12k€8k€4kAprMayJunJulAugSep
Starting plan €7,200With extra income €9,600

€2,400 more by September

Illustration only. Adds monthly income for six months; costs and taxes stay unchanged. This is a simplified example, not the app’s full forecast.

A plan that starts
with your real life.

For freelancers, consultants, coaches, and people whose income doesn’t look the same every month.

  1. Start with what you know

    Add your starting balance, income, and expenses. Sessions, projects, retainers: plan around the way you work.

    Retainers MonthlyProjects One-offSessions Recurring
  2. See the months ahead

    Follow your estimated balance over time. Look closer at the income and costs behind it.

    Income & expensesExample
  3. Explore another course

    Create a separate what-if plan. Change an assumption and compare the outcomes.

    Starting plan Your assumptions
    What-if plan A new possibility

    Your starting plan stays separate.

Your next chapter,
with a clearer view.

Open CourseHelm

CourseHelm is in active development.
Forecasts are estimates based on your assumptions.